FAQs
What is a payday advance?
A payday advance is a short term loan to tide you over until your
next payday. What does it cost to take out a cash advance loan? The
cost for a $200 loan for up to 15 days is only $60.
Is it safe to take out a payday advance loan?
Our company users EFT ("Electronic Fund Transfer") for giving
out pay day advance loans. All companies which utilize EFT ("Electronic
Fund Transfer") are bound by FDIC regulations.
Can anyone qualify to get a payday loan advance?
Virtually anyone can qualify, even with no credit, bad credit or bankruptcy.
How does quick pay day loans work?
You give us authorization to deposit $200 directly into your account,
and to collect $200 + a $60 fee on your next payday. Both the deposit
and your payment are made electronically using the Federal Automated
Clearing House (ACH), also known as "EFT".
What if I need an extension in time period of pay day advance loan?
An extension request must be submitted 3 days before the payday due
date. This can be done by clicking either the "Member" button
or the "Extension" button on our Home Page and sending us
a fee of $60. We will extend your loan for another 15 days. You can
apply for an extension up to a maximum of four (4) times. WARNING!!
If your check bounces, you will be charged the regular NSF fee by
your bank, and also our Return Check Fee of $25.
After I have applied for a loan till payday, when can I get my money?
Applications received by noon Eastern Daylight Time are deposited
the next day. Weekend applications are treated as being received on
Monday.
